Finance Tools • 3 min read

Lumpsum Calculator: Project Your Mutual Fund Returns

Calculate the future value of a one-time lumpsum investment. Accurately project compounding wealth over 10 to 30 years.

By ToolClub Finance Desk • Published 2026-06-06

The Power of One-Time Investing

If you've received a bonus, sold a property, or have a chunk of savings, investing it as a lumpsum in mutual funds or index funds is a fantastic way to generate wealth. But how much will ₹5 Lakhs turn into after 15 years?

Visualize Lumpsum Compounding

Our Lumpsum Investment Calculator allows you to project the exact future value of a single, one-time investment over decades.

Pros of Our Calculator

  • Inflation Adjustment: Turn on inflation tracking to see the "real" purchasing power of your future corpus.
  • Visual Graphs: See the exact inflection point where your compounding interest overtakes your principal amount.
  • Private Calculation: We do not ask for your phone number or email to show you your results.

How to Use It

  1. Total Investment: Enter your initial one-time deposit amount.
  2. Expected Return: Input a realistic annual return rate (historically 10-12% for Indian equities).
  3. Time Period: Set how long you intend to leave the money invested.