Finance Tools • 3 min read

PPF Calculator: Plan Your Tax-Free Retirement Corpus

Calculate the maturity value of your Public Provident Fund (PPF) over 15 years. Visualize tax-free wealth compounding securely in your browser.

By ToolClub Finance Desk • Published 2026-06-06

The Ultimate EEE Investment

The Public Provident Fund (PPF) remains one of India's favorite investment vehicles because it falls under the 'Exempt-Exempt-Exempt' (EEE) category. Your investment is tax-deductible (80C), the interest earned is tax-free, and the maturity amount is tax-free. But how much will it actually grow to over 15 years?

Visualize Your PPF Growth

ToolClub's PPF Calculator precisely maps out the compounding interest of your yearly deposits across the mandatory 15-year lock-in period.

Pros of Our Tool

  • Exact Compounding Logic: Accurately calculates interest based on government rules (compounded annually).
  • Extension Scenarios: Calculate how much your wealth jumps if you extend the PPF in 5-year blocks post-maturity.
  • Visual Breakdown: Clean graphs showing the ratio of your principal deposits versus interest earned.

How to Use It

  1. Yearly Deposit: Enter how much you plan to deposit annually (up to the ₹1.5L limit).
  2. Interest Rate: Set the current government PPF interest rate (typically around 7.1%).
  3. Calculate: Instantly view the massive tax-free corpus waiting for you at year 15.