PPF Calculator – Public Provident Fund Calculator 2026
Plan your Public Provident Fund (PPF) investment. Calculate the exact maturity amount after 15 years with the current 7.1% interest rate and a full year-by-year breakdown.
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About PPF Calculator
Plan your Public Provident Fund (PPF) investment. Calculate the exact maturity amount after 15 years with the current 7.1% interest rate and a full year-by-year breakdown.
Frequently Asked Questions
What is the current PPF interest rate?
The current PPF interest rate is 7.1% per annum, compounded annually. It's reviewed quarterly by the government.
What is the minimum and maximum PPF deposit?
Minimum deposit: ₹500 per year. Maximum deposit: ₹1.5 lakh per year. Investments can be made in up to 12 instalments.
Is PPF interest tax-free?
Yes. PPF enjoys Triple Tax Exemption (EEE): investment qualifies for 80C deduction, interest earned is tax-free, and the maturity amount is fully tax-free.
Can I extend PPF after 15 years?
Yes. After the initial 15-year lock-in, you can extend the PPF account indefinitely in blocks of 5 years, with or without further contributions.