Mutual Fund SIP Calculator: Project Your Wealth for 2026
Calculate the future value of your monthly SIP investments accurately. Factor in inflation, expected returns, and step-up contributions entirely in your browser.
The Power of Compounding
Systematic Investment Plans (SIPs) in mutual funds remain the most reliable way for retail investors to generate long-term wealth. However, visualizing exactly how your monthly contributions will grow over 10, 20, or 30 years requires precise compounding math.
Advanced Client-Side SIP Calculator
Our SIP Calculator goes beyond basic math. It provides institutional-grade projections while running entirely inside your browser's memory—meaning your financial goals and investment amounts are never tracked by ad servers.
Key Pros & Features
- Step-Up SIP Support: Factor in an annual percentage increase in your investment to match your salary growth.
- Inflation Adjustment: See the "real" purchasing power of your future wealth by toggling inflation metrics.
- Visual Growth Charts: Beautiful, interactive graphs showing exactly when the magic of compounding kicks into overdrive.
- 100% Private: Your target corpus and monthly salary details never leave your device.
How to Use the Calculator
- Enter Monthly Investment: Input the amount you plan to invest every month (e.g., ₹10,000).
- Set Expected Return: Input a realistic annual return rate (historically 12-15% for Indian equity).
- Choose Duration: Select how many years you plan to stay invested.
- View Breakdown: Instantly see your total invested amount versus your projected wealth gains.
Best Use Cases
An essential planning tool for young professionals starting their first job, parents planning for child education funds, and retirees calculating wealth preservation.